有朋友問我的投資策略，我的答案很簡單，唔同年紀和時間就有唔同策略，最緊要係適合自己。
正如我日前講，廿多歲時根本多餘錢不多，所以策略自然是有點投機味道，空閒時間較多玩窩輪，炒即日鮮七日鮮也試過，但個人的經驗是要先有自己第一幢房子的首期，要供款而逼自己儲錢唔好亂花。
三十多歲時第一幢房子供得不少，也積聚了些少財富，可考慮買第二幢收租以及換一輛較靚的汽車，這也是逼自己搵更多錢及儲更多錢的動力。
到年過四十，自住物業應可供斷，資金運用得好已可擁有超過一幢收租物業，汽車也可接近BMW、凌志甚至平治，也應有錢淨放在長線股票及基金上，但也應是為自己子女鋪路之時，建議可考慮四十歲前後替子女買教育基金以及自己健康保險，就算有意外也不用擔心。
我只是個普通人，理財方法只是憑自己在會計行業的知識，保守之餘，卻應穩健，就算金融風暴，自己也可置身事外，玩乜都好，千祈唔好輸身家，這是大家應銘記心中的至理名言。
You are absolutely correct. By supporting a lot (as much as possible)
One can ascertain that one will achieve some kind of relative response depending on how co incidental the responsive data is to the attention. If the optimal supportive motivation is relative to the foundation (wether valid or not) a supportive return will follow.
Accuracy is the issue. This is an hypothetical deduction (not quite as comprehensive as educational requirements are about here in North America) but by any of the individuals motive intelligence. Linguistics and vocabulary play the most important part of communication. Gaps of data in verbal communication only provide confusion.
To express anything at all one must work untill one can say what one means in its entirety otherwise one will express a peer groups distrust and desire to avoid the issue. The bottom line is to study practical, basic, fundemental, primary, ground level technicalities of domestic level to know for sure one is known for sure and this aspect goes far and beyond the experience of the
marriage relationship which is considered by most the most complete education for the poor. From your good friend Bruce K. Paxton
快過年啦!真係唔想鬧你.
唯有年初1/2/3唔上來睇.
我驚一上到嚟.真係同你開年........
吳嵩你到年過四十，自作孽仍然不斷，
所以你已為你的子女鋪上一條不歸之路，
你有意外也只是天有眼。